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Forestry Insurance NZ

There are hundreds of New Zealand forests insured through Crombie Lockwood. We provide owners, investors, managers and consultants with the level of insurance cover needed to protect standing timber.

Insuring forests is a specialist field, with its own risks. It is also further complicated by the value of carbon within the forest, which makes the trees more valuable but adds obligations.

Our experience

The people at Crombie Lockwood are trailblazers in forestry consultant insurance in New Zealand. We were the first to bring wind damage, which is the major risk for many New Zealand forests, and cover for lost carbon credits to the New Zealand market. We can also tailor a separate liability package for cover under the Forest and Rural Fires Act 1977.

Too often critically important extensions of forest insurance cover are not given proper consideration; forestry is such a specialised area that many underwriters prefer not to get involved in the industry.

Alarmingly, many small NZ forest owners either have no timber insurance and forestry machinery insurance cover in place for their trees or they insure their forests for fire cover only, have no cover for wind or carbon credits, or are dangerously exposed to liability under the Forest and Rural Fires Act.

With many years’ experience and a close association with the New Zealand Institute of Forestry, our specialist brokers give expert advice and provide exclusive access to international specialist forestry underwriters.

Protection for forests insurance solutions

Traditional forest insurance often only covers fire damage, but as we specialise in standing timber cover we offer our clients a much broader range of protection against:

  • Fire
  • Lightning
  • Explosion
  • Wind Damage
  • Earthquake
  • Volcanic eruption damage
  • Cover for carbon credits.

Our STANDsure forest protection plan includes cover for:

  • The trees themselves
  • The value of your NZUs or carbon credits
  • Forest infrastructure such as roads and firefighting stations
  • Specialist forestry equipment insurance
  • Site clearing and replanting costs
  • Cover for your liability under the Forest and Rural Fires Act 1977
  • Claims preparation and salvage costs

Help with New Zealand forestry insurance

Our specialist brokers are here to help you protect your growing investment and work alongside a dedicated claims support team to assist our forestry customers. If you need to make a claim, we’ll do it on your behalf and work through to settlement.

We offer:

  • access to expert specialist forestry underwriters
  • access to unique product solutions with international backing
  • a separate liability package, including cover under the Forest and Rural Fires Act 1977
  • specialist support to regularly review your cover and keep policy enhancements up to date

With our market scale and relationships, we have negotiated excellent terms for the forestry industry in New Zealand.


Working together to protect what matters

Our specialist brokers work with you to find the right insurance solution to protect you and your business.