Schools insurance

Schools insurance is a complicated field. Some assets are covered by the Ministry of Education and others not, and some are only covered in part.

The danger is discovering you do not have the cover you thought you had, when you really need it. 

What does schools insurance cover?

Crombie Lockwood can provide insurance for all aspects of school operations at a sensible cost. We can cover:

• buildings, contents and equipment
• vehicles
• liability
• cyber liability
• life and health
• professional indemnity
• health and safety risk management
• board-owned property including community shared buildings as well as over-code buildings that the ministry does not cover
• hall hire cover
• school grounds 
• school travel
• international student fees

Our schools insurance also includes other parties involved with schools, extending all policies held by the board to indemnify parent/teacher committees, sport and fund-raising committees, and groups formed for specific benefit to the school and endorsed by the board of trustees.

Who needs schools insurance?

We provide tailored insurance packages to many types of educational institution and provide cover for:

• schools 
• teachers
• principals 
• early childhood education centres 
• international students