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Boat insurance 

We know that New Zealanders have a bit of an obsession with boats, whether it’s cruising, fishing or sailing away at leisure.  

Our marine insurance policies provide protection for owners of personal watercraft, should your boat need to be repaired or replaced.

Our experienced insurance brokers understand marine risks, and can advise on the insurance that fits your needs.


We can provide cover for all kinds of personal watercraft including;

  • weekend pleasure craft
  • cruisers
  • sport fisher boats
  • jet skis
  • dinghies
  • yachts
  • commercial boats
  • kayaks
  • ski boat
  • luxury launches
  • windsurfers
  • superyachts
  • jet ski and kayak trailers

What does boat and watercraft insurance cover?

Comprehensive insurance covers loss or liability related to your boat, boat trailer and fishing gear, yacht, water ski equipment, diving equipment, tools and personal effects stored aboard. It doesn’t matter if your boat is on land, in transit, moored or out on the water, or within NZ’s geographic limits.

Policies can cover a range of events including:

  • Accidental loss or damage
  • Fire
  • Explosion
  • Theft of your boat, tender, motor, trailer and fishing gear, water ski equipment, diving equipment, tools and personal effects

Types of boat and watercraft insurance available are:

  • Agreed value policy: we will pay you up to the amount we agree with you for your boat.
  • Market value policy: we will pay you up to our assessment of the sale value of your boat.

Marine insurance specialists

Our marine specialists have over 40 years' experience with marine broking and underwriting, and extensive expertise in marine-affiliated policy. We maintain strong relationships with the Marina Operators Association (MOA) and look after many of the privately-owned marinas throughout New Zealand. 

Our long-standing relationships, and our international connections through Gallagher, keep us up to date with changes in the marine industry, and enables us to secure market-leading cover for our clients. 

Need to talk?
Call us now

0800 276 624

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