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Your Crombie Lockwood broker is your trusted adviser on insurance solutions.
Our brokers provide advice on insurance for individuals, small to medium-size businesses, corporates, industry bodies, membership organisations, charities and more.
Our brokers also provide insurance advice to the Asian migrant business community, in a range of sectors from tourism and construction through to retail.
Whether it's insurance for you, your family, or your business - we're here to help.
Crombie Lockwood maintains a strong focus on compliance - and the training and development of our brokers.
We are a member of the Insurance Brokers Association of New Zealand (IBANZ), New Zealand's professional association for insurance brokers, risk managers and consumers. This requires that our brokers are appropriately qualified, efficient and trustworthy, and observe high standards of professional conduct and care. All IBANZ members must comply with a code of conduct and are subject to an external audit every twelve months.
IBANZ recognises individual members in the form of a “professional status”. We aim to have our brokers meet their Practising Insurance Broker (PIB) status as a minimum. As one of the criteria, our broker must achieve at least ten Continuing Professional Development (CPD) points each year.
For qualifications and continuing education of our brokers we work with The Australian and New Zealand Institute of Insurance and Finance (ANZIIF).
Our brokers get paid by Crombie Lockwood - not the underwriters. We act for you - and can confidently recommend an insurance programme that meets your needs.
Like other insurance brokers, Crombie Lockwood's main source of income is commission from the insurances we arrange through underwriters. We may also change service and administration fees to cover the costs to set up and maintain your insurance programme and support our business overheads.
An insurance broker acts on your behalf and has access to the wholesale insurance market and a vast number of products and services.
An insurance agent, on the other hand, acts on behalf of one or more insurance companies and can only access their products.
An insurance broker provides you with objective advice and helps you select the right insurance solutions at the best price. Our job is to act in your interests, rather than the interests of the insurance company.
Crombie Lockwood's Drew Gilpin talks about the role and value of an insurance broker.